Leading the way in microfinance
We deliver low and no interest loans through accredited partners to low income Australians from over 650 locations

Our partners include the National Australia Bank (NAB) and the Federal Government.
Our Provider Network: Over 220 community organisations, accredited by Good Shepherd Microfinance.
Latest research: Our funding for research into the need for and benefits of microfinance programs in Australia.
Latest news: Keep up to date with the latest microfinance news.
There are over 220 community providers
in the No Interest Loan Scheme.
Find your local provider.
You'll need proof of your ID, and documents that show how much money you have coming in and going out.
Your provider assesses your application to make sure you can pay the loan back.
If your loan is approved, you promise to pay it back by signing a loan agreement.
You can apply for a loan for any essential household item.
You pay a small amount every 2 weeks until the loan is paid back.
Other Microfinance services: AddsUP, Good Money