Good Shepherd Microfinance is a leader in microfinance, with a 30 year history in Australia.

Our partners include the National Australia Bank (NAB) and the Federal Government.

Our Provider Network: Over 220 community organisations, accredited by Good Shepherd Microfinance.

Latest research: Our funding for research into the need for and benefits of microfinance programs in Australia.

Latest news: Keep up to date with the latest microfinance news.

NILS / StepUp Explained

1

Find a provider

There are over 220 community providers
in the No Interest Loan Scheme.
Find your local provider.

2

Go to an interview

You'll need proof of your ID, and documents that show how much money you have coming in and going out.

3

Wait for assessment

Your provider assesses your application to make sure you can pay the loan back.

4

Sign an agreement

If your loan is approved, you promise to pay it back by signing a loan agreement.

5

Buy your household item

You can apply for a loan for any essential household item.

6

Pay back the loan

You pay a small amount every 2 weeks until the loan is paid back.

website by weave web communications